Stock Market and Stock Exchange

Stock Market and Stock Exchange

Although the terms stock market and stock exchange may be used synonymously, there are slight differences between the two words that, depending on the circumstance, could be used incorrectly. In fact, the two complement each other, as neither would exist without the...
Traits Needed to be a Skillful Investor

Traits Needed to be a Skillful Investor

“The individual investor should act consistently as an investor and not as a speculator.” – Benjamin Graham (British-born American investor, economist, and professor known as the father of value investing) For any type of investor either...
History of Banking

History of Banking

Banking history is strongly interlinked with the history and development of money and trade. The initial form of banking as we know it, took place around 20th -18th century BC in Egypt and Mesopotamia.  Since the days of the early Babylonian, Assyrian and Greek...
What are Bonds?

What are Bonds?

Bonds are an attractive form of borrowing for companies as well as one of the safest asset classes for investors. When a medium or large company needs to raise capital in the form of debt, they can choose from several options in order to do so, such as taking out a...
Investing in Real Estate

Investing in Real Estate

As one of the oldest types of investment, real estate investment should undoubtedly be considered to be added inside an investment portfolio, as it can improve its risk-return profile. This type of investment is associated with exceptional benefits such as...
The History of Money

The History of Money

Human civilization made numerous inventions throughout its historic and prehistoric years.  One of the most significant inventions throughout history is money. The invention of money gave new meaning to how people transact and trade, build civilizations or fight wars....
What is a Financier?

What is a Financier?

The origins of the word “Financier” date back to the early 16th century, with roots of the French term used to refer to those that were “concerned with finances”. The term financier derives from the word ‘finance’ which are found in the French word “fin” that means...
Venture Capital: At a Glance

Venture Capital: At a Glance

When a company startup is just starting out, they rely on the investments of others in order to ensure the business’s goals and ideally operational success. Investors who believe in these startups invest venture capital into startups they believe will turn a profit....
What Lenders are Looking for from Borrowers

What Lenders are Looking for from Borrowers

When lenders are considering to lend money to borrowers, there are several factors they look at before making their determinations. The basic system of analysis a lender will typically use ‘initially’, prior in entering into an extended credit analysis, is an initial...